I will not bore you. I am destitute. As poor as a fish my coarse and vulgar entertainment is money. I 65, my spouse 80, I look at money and costs of existence and consider quite carefully survival.
Setting this to one side entirely as accident and pig headedness I am amusing myself with the rapid, unexpected, and quite unwelcome collapse of money. 50 years have come and gone since I looked at money with a question-What makes money money? Then second, why do civilized people not care how much true money they have?
Gold I am persuaded holds more value than script unless script is more favored by politics.
But, the liquor store and Amazon frowns on bullion. As does the grocer Safeway or the local collective Other Avenues Food Store.
An intermediary holding one gold penny for one fiat currency penny so that my counterfit fiat is worth one gold penny is what I seek.
Federal Reserve Rubles then.
Digital money does not please me.
Yeah crypto is not what they pretend it to be. Any time a currency gets popular it's already got insiders running it. I'd actually prefer the government to do the banking than a system with insiders.
Unfortunately we don't have a government run banking system since the federal reserve act. So it's pretty much screwed.